How to make a favorable impression on a loan manager

Making a favorable impression on the loan manager can be extremely important for those who want to hear an affirmative answer in terms of their request to the bank for a loan. Actually, it is the loan manager who weighs all the risks, takes into account the moments both for and against. It depends on him the decision - in most cases. Although on the issues of lending to large law firms, whole commissions gather. But individual entrepreneurs are dealing with a loan manager - just like individuals.

First you need to pay attention to appearance. You should not show with all your appearance that you need. However, clinging to a gold chain, a lot of various jewelry is also not worth it. It will be strange that a person with funds takes a loan, for example, for a small amount. And if at the same time there is a contrast with the clothes or with the behavior, then it may seem that you borrowed all this from your friends to impress.

No need to get too nervous. Credit managers do not work in the "last resort" mode. They do not like to give loans to those who are in a hopeless situation, because this may mean that a person, frankly, does not know how to handle money. Therefore, if nervousness cannot be relieved, drink a sedative before talking. And chew gum so that the smell is not much felt. To come to a meeting with a manager, fragrant with valerian is not a good idea.

Ask the manager about return methods, percentages, and what options are available. A serious approach to business disposes to itself. But you do not need to clarify well-known information, the most general information about the program can be found in the booklet. Remember that a loan manager is also a person who may be tired. And to have a personal dislike for those who ask the same questions.