How to budget
Video: How To Budget Your Money 2024, July
Everyone who starts his own business is interested in how to distribute the funds that he is going to invest, in other words - what should be the budget of his business. It all depends, of course, on the type of business and the amount of funds for it, but we will single out those budget items that must be taken into account by all who open their business.
Instruction manual
1
A business must be registered if you do not want to become an offender. Some business owners are in no hurry to register them, citing the fact that for tax and other state bodies small businesses simply do not exist. Perhaps this is so, but it's better to play it safe. Moreover, the registration of an LLC or IE is not such a long and costly procedure. The state duty for the registration of an LLC is 4000 rubles, for the registration of individual entrepreneurs - 800 rubles. Notarial expenses (certification of signatures, copies of documents and other things) will cost 1000-2000 rubles. The authorized capital of an LLC can be contributed not only in the form of money, but also in the form of property (for example, office equipment). At present, it should be equal to 1000 rubles (or the value of the deposited property should be equivalent to this amount). If you intend to entrust your registration to a specialized company, then the cost of its services starts on average from 7000 rubles. By paying the company, you will save your time.
2
If you are engaged in activities subject to licensing (for example, the sale of alcohol), then you need to obtain a license. The size of the licensing fee for the sale of alcohol depends on certain factors, for example, on whether alcohol will be traded locally or "take-away", and on the number of objects of trade. It starts at 30, 000 rubles.
3
You will also need to rent a room for your business. Renting offices and retail space in Moscow is quite expensive, and rents vary greatly depending on the area (renting in the center and elite areas is significantly more expensive). The rental rate for one square meter per year in high-end business centers starts at $ 1, 000. Rental rates for retail space vary greatly, they can start at $ 500 a year, but, as a rule, cheap retail space is very poorly located.
4
The next article, which must be provided for when allocating the budget, is staff salaries. Of course, it depends primarily on your capabilities, but also on the labor market. It hardly makes sense to pay an employee “below the market” - money is still our main motivating factor. Those. for a low salary, the worker is unlikely to work with dignity. If at the moment you cannot allocate a sufficient amount from your budget to pay employees, think about which positions in the company can be combined and which employees can be hired for certain projects, so as to pay them only for a specific project. For example, at first the secretary can perform the functions of office manager and even human resources manager. You can hire lawyers by design.
5
Not the least role in your budget should play advertising costs. It is unlikely that business promotion is possible at present without it. The cheapest advertising is online advertising. This is search engine optimization (promoting a company’s website in the top ten responses when requesting a topic), contextual advertising (ads), and promotion on blogs and social networks. You can promote your site to the top of Yandex or Google for about 7000-12000 rubles, contextual advertising is a little more expensive.
6
For example, let's try to allocate the budget of a small shoe store:
1. LLC registration through the company, state fees and notarial expenses: 7000 + 4000 + 2000 = 13000 rubles.
2. You do not need a license.
3. Rental of premises (approximately): 30 sq.m. multiplied by $ 800 per year per meter. We get $ 24, 000 a year.
4. You will need at least one sales assistant and cashier. Accountants can be involved from time to time. The average salary of a sales assistant in a small store is up to 25, 000 rubles, part of the salary can be calculated depending on the volume of sales. A cashier will cost you 20, 000 rubles a month.
5. Advertising - from 20, 000 rubles.
