How to calculate rent

Rent is a form of social relationships. The term rent means regular income received by the owner for the use of his property, land, capital by another person.

You will need

- documents confirming ownership.

Instruction manual

1

Notarize the contract drawn up by annuity. Legal documents must be submitted to the notary's office confirming the right to own real estate: certificate of ownership, cadastral plan. Also required are passports of both parties to the transaction, an extract from the personal account of the owner and the written consent of the spouse if a life annuity contract is concluded.

2

Register the contract with the UFRS. Here you will need the same documents as in the notary's office. Write a statement with a list of all attached documents. Registration is carried out within a month from the date of application. From this moment, the payer of the rent is the owner of the transferred property, and the owner of the property has the right to receive funds in a timely manner. It should be noted that the property of the payer of the rent is registered with a pledge in favor of the recipient of the rent.

3

To calculate rental payments yourself, read the terms of the rental agreement. Finance lease is a special case of limited fixed annuity - annuity. The contract in this case provides for the repayment of the debt in equal installments at the end of each reporting period, the amount of interest on the lease decreases, and the annual expense of the main debt increases. Calculation of rental payments is carried out according to a special formula, where AP - rental payment;

SK - loan amount;

PS - interest rate in shares per month, i.e. if the annual% rate is 18%, then PS = 18 / (100 × 12);

m - the number of months for which rent is taken.

4

If the rental agreement provides that the principal amount of the debt is paid in equal installments, and the interest on the loan is calculated on the remaining debt, then calculate the rental payments as follows:

- firstly, calculate the amount of the main payment, dividing the amount of rent by its term;

- secondly, determine the amount of accrued interest: multiply the outstanding balance by the annual interest rate and divide by 12;

- thirdly, calculate the balance of the debt: subtract the product from the total amount of rent by the amount of the main payment and the number of past periods.

This type of rent is called differentiated.

note

For untimely payment of rental payments, the Civil Code of the Russian Federation provides for penalties.

Useful advice

For the conclusion of rent does not need to be an entrepreneur (legal entity). Any natural person who owns real estate and also has a desire to provide it for temporary use can receive rental payments.